$794K · 1+1 bed Semi-Detached Condo · 45 Hillcrest Drive, New Tecumseth, Ontario L9R 0N4

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About this home

Stop the car - this lovely Briar Hill bungalow will not disappoint you! This well maintained home shows beautifully - from the gleaming hardwood floors to the cathedral ceiling in the living room. This home features an open concept style as well as a main floor primary bedroom with 4 piece ensuite, a lovely kitchen with extra counter space and storage and garage access directly into the home. The 'wall of windows' in the living/dining/kitchen area offers tons of light and overlooks the spacious…

Property details

MLS#

N13148198

Status

Buy Now

Property class

Residential Condo & Other

Beds

1+1

Baths

3 full, 0 half

Rooms

4 + 4

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Finished

Style

Bungalow

Type

Semi-Detached Condo

Year built

2018

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Main; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Shingles
Foundation: Poured Concrete
Property features: Golf, Hospital, Library, Place Of Worship, Rec./Commun.Centre, River/Stream

Fireplaces: 2
Fireplace features: Natural Gas

View: Trees/Woods

Condo corp #: 412
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Game Room, Party Room/Meeting Room, Recreation Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone · Awnings, Deck, Landscaped, Lawn Sprinkler System, Patio, Year Round Living
Fronting on: —
Cross street: HWY 89 & C.W. Leach Rd
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Room, Sink
Interior: Air Exchanger, Auto Garage Door Remote, ERV/HRV, Primary Bedroom - Main Floor, Water Heater
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $794,000✓ $4,223 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,564/mo

incl. closing costs (yr 1)

Annual total

$78,764

year 1

Mortgage only

$3,012/mo

principal + interest

Beyond mortgage

$2,064/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$158,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$352/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,940/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,355

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $36,146/yr

Property taxes21% $16,578/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,940/yr

Condo fees9% $7,440/yr

Closing costs6% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,146	$3,012/mo
Government & taxes
Property tax	$4,223	$352/mo
Land transfer tax(closing)	$12,355	$1,030/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,940	$662/mo
Condo fees
Condo / HOA fees	$7,440	$620/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$78,764	$6,564/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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45 Hillcrest Drive

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