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$888,000
3 Rosewater Street · Richmond Hill · Ontario L4C 5T6
105 days on market
Unobstructed beautifully upgraded 3+1 bedroom, 3 bathroom townhome in the highly desirable Westwood Lane community of prestigious South Richvale. Convenient access from both the street and the main building entrance, this bright, sun-filled suite overlooks the park and playground with beautiful west-facing views.Featuring one of the most functional layouts in the community, this home showcases premium modern finishes throughout with $$$ spent on quality upgrades, including a large kitchen island…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $50KPrice reduction
MLS shows the seller reduced the asking price by $50,000 (from $938,000 to $888,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: WESTWOOD REALTY PLUS INC.
Source: TRREB/PROPTX · MLS® N13039734
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $40,426 | $3,369/mo |
| Government & taxes | ||
| Property tax | $4,665 | $389/mo |
| Land transfer tax(closing) | $14,235 | $1,186/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,880 | $740/mo |
| Condo fees | ||
| Condo / HOA fees | $11,214 | $935/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $90,080 | $7,507/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.