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$475K · 1+1 bed Common Element Condo · Unit 528, Minto WaterGarden, 7608 Yonge Street, Vaughan, Ontario L4J 0J5 | HomeSearchCanada

$475,000

Unit 528

139 DOM

1+11139d

Map

⚡ Insider Deal

DOM 139

↓ $25KMotivated SellerPrice Reduced

$475,000

↓ $25KMotivated Seller

DOM139days

Unit 528

Minto WaterGarden · 7608 Yonge Street · Vaughan · Ontario L4J 0J5

MLS® N13019344 · Crestwood-Springfarm-Yorkhill · L4J 0J5

1+11OwnerOccupied600-699 ft²Common Element Condo1-car UndergroundNo basement139d$731/ft²$2,594 tax/yrNo basement

139 days on market

About this home

Set in the heart of Old Thornhill along Yonge Street, Minto Watergarden is an upscale boutique residence with a welcoming community feel. This well-maintained, clean, move-in ready 1-bedroom plus den unit is a great opportunity for those looking to settle into a well-run building in a convenient location.The unit offers 661 sqft of well-planned living space with 9-foot ceilings, a private 50 sqft balcony, and a dedicated laundry/storage closet. The den adds useful flexibility as a home office or…

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Property details

MLS#: N13019344
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Common Element Condo
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Building name: Minto WaterGarden
Condo corp #: 1268
Balcony: Open
Locker: Owned
Fees include: Common Elements Included, Building Insurance Included, Heat Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Yonge Street & Arnold Avenue
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $24,999 (from $499,999 to $475,000).

Motivated SellerWhy this label

139 days on market — Listing has been active for 139 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ENGEL & VOLKERS OAKVILLE

Source: TRREB/PROPTX · MLS® N13019344

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$475K

Unit 528 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $475,000✓ $2,594 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,499/mo

incl. closing costs (yr 1)

Annual total

$53,984

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,740/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$216/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$58/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,624/yr

Property taxes16% $8,569/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,750/yr

Condo fees16% $8,382/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,624	$1,802/mo
Government & taxes
Property tax	$2,594	$216/mo
Land transfer tax(closing)	$5,975	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,750	$396/mo
Condo fees
Condo / HOA fees	$8,382	$698/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,984	$4,499/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 528

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs