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$419,000
The Vineyards · 350 Red Maple Road · Richmond Hill · Ontario L4C 0T5
193 days on market
Attention to First Time Home Buyers! Welcome to The Vineyards, located just off Yonge St and 16th Ave. Experience comfortable and convenient living in Richmond Hill. This bright and spacious 1-bedroom plus den suite on the 7th floor features a south-facing view, an open-concept layout, walk out to balcony and a separate den ideal for a home office or extra living space. The unit includes one parking spot and a locker; close to elevator entrance for added convenience. Building amenities provide 2…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $50KPrice reduction
MLS shows the seller reduced the asking price by $49,888 (from $468,888 to $419,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX EXCEL REALTY LTD.
Source: TRREB/PROPTX · MLS® N12989502
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,075 | $1,590/mo |
| Government & taxes | ||
| Property tax | $2,123 | $177/mo |
| Land transfer tax(closing) | $4,855 | $405/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,190 | $349/mo |
| Condo fees | ||
| Condo / HOA fees | $8,381 | $698/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,283 | $4,107/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.