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$548K · 2 bed Condo Apartment · Unit 431, 415 Sea Ray Avenue, Innisfil, Ontario L9S 0R5 | HomeSearchCanada

$548,000

Unit 431

156 DOM

22156d

Map

DOM 156

Motivated Seller

$548,000

Motivated Seller

DOM156days

Unit 431

415 Sea Ray Avenue · Innisfil · Ontario L9S 0R5

MLS® N12953484 · Rural Innisfil · L9S 0R5

22TenantOccupied800-899 ft²Condo Apartment1-car UndergroundNo basement156d$645/ft²$4,473 tax/yrNo basement

156 days on market

About this home

Welcome To The Magnificent Resort Style living At 415 Sea Ray Ave. Unit 431 * Stunning View Overlooks In-ground/OutdoorPoo1 * Bright Sunfilled Open Cozy, Comfy, Relaxing Balcony * Modern Chef's Kitchen * Quartz Countertop * Centre Hall Floor Plan With Bedrooms On Either Side And 2Luxurious Spa Like Bathrooms * Soaring 10 Feet Ceilings * Floor To Ceiling Picture Windows * Escape The Hustle And Bustle Of The Busy City And Come Check Out This Dreamy Condo * Enjoy All That The Grounds Have To Offer!…

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Property details

MLS#: N12953484
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Other
Foundation: Other
Property features: Beach, Golf, Greenbelt/Conservation, Lake Access, Park, Waterfront

View: Pool

Water view: Obstructive
Shoreline: Unknown
Waterfront features: Boat Slip, Marina Services

Condo corp #: 499
Balcony: Open
Locker: Ensuite+Exclusive
Association amenities: Club House, Community BBQ, Exercise Room, Gym, Outdoor Pool, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Concrete
Fronting on: —
Cross street: Big Bay Point Rd To Friday Drive
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Underground

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

156 days on market — Listing has been active for 156 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SUTTON GROUP-ADMIRAL REALTY INC.

Source: TRREB/PROPTX · MLS® N12953484

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$548K

Unit 431 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $548,000✓ $4,473 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,489/mo

incl. closing costs (yr 1)

Annual total

$53,863

year 1

Mortgage only

$2,079/mo

principal + interest

Beyond mortgage

$1,332/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$373/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,480/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$6/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $24,947/yr

Property taxes22% $11,908/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,480/yr

Condo fees2% $868/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,947	$2,079/mo
Government & taxes
Property tax	$4,473	$373/mo
Land transfer tax(closing)	$7,435	$620/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,480	$457/mo
Condo fees
Condo / HOA fees	$868	$72/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,863	$4,489/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 431

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs