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$9.99M · 3+2 bed Detached · Rural Whitchurch-Stouffville, Whitchurch-Stouffville | MyPropertyScout

$9,990,000

13123 Mccowan Road

110 DOM

3+24110d

Map

DOM 110

Motivated Seller

$9,990,000

Motivated Seller

DOM110days

13123 Mccowan Road

Whitchurch-Stouffville · Ontario L4A 3Y5

MLS® N12951180 · Rural Whitchurch-Stouffville · L4A 3Y5

3+24Partial3000-3500 ft²Detached2-car AttachedFinished, Walk-Out110d$3,074/ft²Lot 42.4 x 42.4 ft25-49.99 ac$18,392 tax/yrFinished, Walk-Out

110 days on market

About this home

A once-in-a-generation opportunity to own an extraordinary private estate in Rural Whitchurch-Stouffville, set on approximately 42.35 acres at McCowan Rd & Bethesda Side Rd, where the character of the area is defined by country living, natural beauty, golf, equestrian uses, and easy access to urban amenities. Behind a gated, tree-lined, solar-lit drive awaits a truly spectacular retreat featuring 3 bass-filled ponds, including 2 ponds of approximately 2 acres each, a sandy beach, 2 waterfalls, a…

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Property details

MLS#: N12951180
Status: Buy Now
Property class: Residential Freehold
Beds: 3+2
Baths: 4 full, 0 half
Rooms: 6 + 6
Kitchens: 1
Size: 3000-3500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Walk-Out
Style: Bungaloft
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 037030139
Roll / ARN: 194400005421700

Occupancy: Partial
Washrooms: 2 pc · Main; 4 pc · Main; 5 pc · Upper; 3 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: Ru/Ep

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Aux Residences, Garden Shed
Property features: Beach, Golf, Lake/Pond, River/Stream, Wooded/Treed

Garage: 2-car Attached
Garage spaces: 2
Parking: —
Lot: 42.35 × 42.35
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: East
Cross street: Bethesda Rd /Mccowan Rd
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Circular Drive

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

110 days on market — Listing has been active for 110 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BAY STREET GROUP INC.

Source: TRREB/PROPTX · MLS® N12951180

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$9.99M

13123 Mccowan Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $9,990,000✓ $18,392 tax✓ Propane✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$68,483/mo

incl. closing costs (yr 1)

Annual total

$821,795

year 1

Mortgage only

$37,899/mo

principal + interest

Beyond mortgage

$10,440/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,998,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,533/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$99,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$236,225

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $454,788/yr

Property taxes31% $254,617/yr

Utilities1% $5,790/yr

Insurance & security0% $1,600/yr

Maintenance12% $99,900/yr

Closing costs1% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$454,788	$37,899/mo
Government & taxes
Property tax	$18,392	$1,533/mo
Land transfer tax(closing)	$236,225	$19,685/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$99,900	$8,325/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$821,795	$68,483/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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13123 Mccowan Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs