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$464,900
DOM2days485 Normandy Street · Oshawa · Ontario L1H 0W6
2 days on market
Welcome to this beautifully maintained, just 3-year-old corner unit stacked townhouse offering approximately 1,100 sq. ft. of stylish, contemporary living space. Featuring modern upgrades throughout, including elegant quartz countertops and luxury vinyl flooring, this inviting home perfectly blends comfort, functionality, and modern design. The bright, open-concept kitchen, living, and dining area is enhanced by an abundance of windows, creating a warm and airy atmosphere ideal for everyday livi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: Keller Williams Energy Real Estate
Source: TRREB/PROPTX · MLS® E14104166
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $21,164 | $1,764/mo |
| Government & taxes | ||
| Property tax | $3,702 | $309/mo |
| Land transfer tax(closing) | $5,773 | $481/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,649 | $387/mo |
| Condo fees | ||
| Condo / HOA fees | $4,374 | $364/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $48,822 | $4,068/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.