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$439,999
DOM2days3560 St Clair Avenue · Toronto · Ontario M1K 0A9
2 days on market
Modern, bright, and spacious 1-bedroom + den condo featuring soaring 9-foot ceilings and an exceptional open-concept layout. This beautifully designed suite offers a versatile den, perfect for a home office or guest space, along with a rare oversized private terrace-ideal for outdoor relaxation and entertaining. Enjoy unmatched convenience with excellent transit access right at your doorstep, including multiple TTC bus routes, Warden and Kennedy subway stations, and Scarborough GO Station, makin…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE IGNITE REALTY
Source: TRREB/PROPTX · MLS® E14103464
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,031 | $1,669/mo |
| Government & taxes | ||
| Property tax | $1,953 | $163/mo |
| Land transfer tax(closing) | $5,275 | $440/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,400 | $367/mo |
| Condo fees | ||
| Condo / HOA fees | $6,086 | $507/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $48,405 | $4,034/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.