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$765,000
DOM14days28 Livingston Road · Toronto · Ontario M1E 4S5
14 days on market
A new way of Livingston! This well-kept 3-storey end unit townhouse in the Guildwood community offers the beauty of lakeside living in one of Toronto's most desirable neighbourhoods. Perfectly positioned just steps beside Lake Ontario, the home sits surrounded by nature and offers a tranquil environment while having the convenience of the city's proximity. This end unit provides additional privacy combined with the open concept layout for the ideal home for both relaxing and entertaining. Reside…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: PSR
Source: TRREB/PROPTX · MLS® E13882946
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $34,826 | $2,902/mo |
| Government & taxes | ||
| Property tax | $2,903 | $242/mo |
| Land transfer tax(closing) | $11,775 | $981/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,650 | $638/mo |
| Condo fees | ||
| Condo / HOA fees | $8,795 | $733/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $76,609 | $6,384/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.