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$379,000
DOM16days5131 Sheppard Avenue · Toronto · Ontario M1B 0C9
16 days on market
Lovely One Bedroom Plus Den Condo. The Kitchen is Nicely Equipped With Stainless Steel Appliances And An Island For Extra Prep Area And Storage. The Bedroom Features A large Window, Spacious Closet and Coffered Ceiling. Need To Share Work Space? The Den Can Accommodate Two Work Stations. Walkout From The Living Room To The Patio. There Is A Community Greenhouse, You Can Grow Your Own Vegetables. Conveniently Located Parking Space. Close To Shopping, Transit, Hwy 401, Centennial College And U of…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: CENTURY 21 LEADING EDGE REALTY INC.
Source: TRREB/PROPTX · MLS® E13873514
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $17,254 | $1,438/mo |
| Government & taxes | ||
| Property tax | $1,995 | $166/mo |
| Land transfer tax(closing) | $4,160 | $347/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,790 | $316/mo |
| Condo fees | ||
| Condo / HOA fees | $6,232 | $519/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $44,091 | $3,674/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.