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$738,000
DOM16days20 Guildwood Parkway · Toronto · Ontario M1E 5B6
16 days on market
Welcome to the Gates of Guildwood, where beautiful south-facing lake views and resort-style living come together. This spacious 2+1 bedroom, 2 bathroom suite offers a bright and functional layout with stunning views of Lake Ontario. The versatile den provides the perfect space for a home office, guest room or additional living area, while the generous principal rooms offer plenty of space to relax and entertain. Enjoy the convenience of a ground-floor locker and an impressive collection of build…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SIGNATURE REALTY
Source: TRREB/PROPTX · MLS® E13871668
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $33,597 | $2,800/mo |
| Government & taxes | ||
| Property tax | $3,378 | $282/mo |
| Land transfer tax(closing) | $11,235 | $936/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,380 | $615/mo |
| Condo fees | ||
| Condo / HOA fees | $11,688 | $974/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $77,938 | $6,495/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.