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$419,900
DOM31days1705 Mccowan Road · Toronto · Ontario M1S 4L2
31 days on market
Spacious 3-bedroom, 2-bathroom unit conveniently located at McCowan and Sheppard, just steps from the future Scarborough Subway Extension. Offering a functional and well-designed layout, this generously sized suite provides plenty of space and the flexibility to make it your own. Large windows fill the unit with natural light, creating a bright and inviting living space. Ideally situated close to Scarborough Town Centre, TTC transit, Highway 401, schools, parks, restaurants, shopping, grocery st…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: UNION CAPITAL REALTY
Source: TRREB/PROPTX · MLS® E13814184
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,300 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,116 | $1,593/mo |
| Government & taxes | ||
| Property tax | $1,576 | $131/mo |
| Land transfer tax(closing) | $4,873 | $406/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,199 | $350/mo |
| Condo fees | ||
| Condo / HOA fees | $7,911 | $659/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $46,834 | $3,903/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.