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$415,000
1703 Mccowan Road · Toronto · Ontario M1S 4L1
35 days on market
Welcome to this bright and spacious 2-bedroom condo featuring a functional layout and a rare walkout to your own privately fenced backyard-perfect for relaxing, entertaining, or enjoying outdoor living. This move-in-ready home has been tastefully updated with a brand-new modern kitchen, renovated bathroom, new flooring in bedrooms (no carpet in the unit), and stylish new light fixtures. The convenient ensuite laundry room also offers additional storage space. Large windows fill the home with nat…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $25KPrice reduction
MLS shows the seller reduced the asking price by $24,900 (from $439,900 to $415,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CENTURY 21 INNOVATIVE PINNACLE REAL ESTATE GROUP
Source: TRREB/PROPTX · MLS® E13803312
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $18,893 | $1,574/mo |
| Government & taxes | ||
| Property tax | $1,289 | $107/mo |
| Land transfer tax(closing) | $4,775 | $398/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,150 | $346/mo |
| Condo fees | ||
| Condo / HOA fees | $7,920 | $660/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $47,687 | $3,974/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.