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$420,000
1328 Birchmount Road · Toronto · Ontario M1R 3A7
39 days on market
CONDO LIVING WITH A BACKYARD! Welcome to Suite 104 at 1328 Birchmount Rd - a rarely offered ground-floor 1 bedroom + den offering something you don't often find in condo living: your own private outdoor space with real grass! Perfect for morning coffee, summer evenings, entertaining or simply enjoying a little extra green space without leaving home. Inside, enjoy a functional open-concept layout with a versatile den ideal for a home office, study or guest space. Conveniently located with TTC at…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $40KPrice reduction
MLS shows the seller reduced the asking price by $40,000 (from $460,000 to $420,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® E13781068
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,120 | $1,593/mo |
| Government & taxes | ||
| Property tax | $2,417 | $201/mo |
| Land transfer tax(closing) | $4,875 | $406/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,200 | $350/mo |
| Condo fees | ||
| Condo / HOA fees | $6,618 | $552/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $47,890 | $3,991/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.