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$675,000
DOM42days3220 Sheppard Avenue · Toronto · Ontario M1T 0B7
42 days on market
Experience luxury living in this stunning 2-bedroom, 2-bathroom condo featuring soaring 9-foot ceilings and breathtaking views of the city, including, downtown Toronto. The modern kitchen is a chefs dream, complete with sleek finishes and under-cabinet lighting. Enjoy the convenience of a dedicated parking spot and two spacious lockers in a private room for extra storage. With its stylish design and prime location, this unit offers the perfect blend of comfort and city living, including access t…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE TERREQUITY REALTY
Source: TRREB/PROPTX · MLS® E13774808
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $30,729 | $2,561/mo |
| Government & taxes | ||
| Property tax | $2,655 | $221/mo |
| Land transfer tax(closing) | $9,975 | $831/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,750 | $563/mo |
| Condo fees | ||
| Condo / HOA fees | $6,977 | $581/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $67,746 | $5,645/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.