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$410K · 1 bed Co-op Apartment · Unit 414, 80 Shipway Avenue, Clarington, Ontario L1B 0B6 | HomeSearchCanada

$409,900

Unit 414

35 DOM

1135d

Map

DOM 41

↓ $15KWaterfront

$409,900

↓ $15K

DOM41days

Unit 414

80 Shipway Avenue · Clarington · Ontario L1B 0B6

MLS® E13765692 · Newcastle · L1B 0B6

11TenantOccupied600-699 ft²Co-op ApartmentNoneNo basement35d$631/ft²$3,009 tax/yrNo basement

41 days on market

About this home

Enjoy beautiful southwest views toward Lake Ontario from this clean and well-maintained one-bedroom unit in the Port of Newcastle. Located on the top, fourth level of one of the community's most sought-after buildings, this bright and spacious condo offers a comfortable open-concept layout and a relaxed waterfront setting.The living, dining and kitchen areas are open and inviting, with 9-foot ceilings, pot lights and blinds throughout. The kitchen features stainless steel appliances, granite cou…

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Property details

MLS#: E13765692
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Co-op Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Lake/Pond, Marina, Park

Waterfront: Yes
Water body: Lake Ontario

Condo corp #: 330
Balcony: Open
Locker: Owned
Association amenities: Club House, Elevator, Gym, Party Room/Meeting Room, Recreation Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: 401/ Mill St / Lakebreeze / Shipway
Stories: 4
Utilities: —
Laundry: Ensuite, In-Suite Laundry
Laundry level: Main Level
Interior: None
Parking features: Surface

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $15,000 (from $424,900 to $409,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Coldwell Banker 2M Realty

Source: TRREB/PROPTX · MLS® E13765692

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$410K

Unit 414 · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $409,900✓ $3,009 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,425/mo

incl. closing costs (yr 1)

Annual total

$41,101

year 1

Mortgage only

$1,555/mo

principal + interest

Beyond mortgage

$1,022/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$251/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,099/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $18,660/yr

Property taxes19% $7,682/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,099/yr

Closing costs12% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,660	$1,555/mo
Government & taxes
Property tax	$3,009	$251/mo
Land transfer tax(closing)	$4,673	$389/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,099	$342/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,101	$3,425/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 414

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs