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$475K · 1 bed Condo Apartment · Unit 312, 340 Watson Street, Whitby, Ontario L1N 9G2 | HomeSearchCanada

$475,000

Unit 312

3 DOM

113d

Map

DOM 3

Waterfront

$475,000

DOM3days

Unit 312

340 Watson Street · Whitby · Ontario L1N 9G2

MLS® E13737870 · Port Whitby · L1N 9G2

11Vacant600-699 ft²Condo ApartmentNoneNo basement3d$731/ft²$3,470 tax/yrNo basement

3 days on market

About this home

Welcome to easy, low-maintenance living in sought-after Port Whitby! This bright 1-bedroom condo offers over 600 sq. ft. of thoughtfully designed living space with desirable southwest exposure, an open balcony and a lovely view of the marina. The functional kitchen features a centre island and built-in dishwasher, while the open-concept living and dining area offers a walkout to the balcony. The primary bedroom features a convenient semi-ensuite, plus enjoy ensuite laundry, exclusive parking and…

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Property details

MLS#: E13737870
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Park, Rec./Commun.Centre

Waterfront: Yes

Condo corp #: 123
Balcony: Open
Locker: Exclusive
Association amenities: Indoor Pool, Recreation Room, Exercise Room, Sauna, Gym
Fees include: CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Concrete
Fronting on: —
Cross street: Victoria St W 7 Watson St W
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Source: TRREB/PROPTX · MLS® E13737870

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$475K

Unit 312 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $475,000✓ $3,470 tax✓ Electric✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,434/mo

incl. closing costs (yr 1)

Annual total

$53,213

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,676/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$289/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~650 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,624/yr

Property taxes18% $9,445/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,750/yr

Condo fees15% $8,234/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,624	$1,802/mo
Government & taxes
Property tax	$3,470	$289/mo
Land transfer tax(closing)	$5,975	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,750	$396/mo
Condo fees
Condo / HOA fees	$8,234	$686/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,213	$4,434/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 312

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs