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$625,000
Haven On The Bluffs · 22 East Haven Drive · Toronto · Ontario M1N 0B4
51 days on market
Three bedrooms. Two full baths. A sweeping, unobstructed lake view. This is the rare combination buyers wait years to find. Located in one of Cliffside's most coveted pockets, this bright and spacious suite delivers exactly what a true 3-bedroom condo should: generous proportions, high ceilings, and an open-concept layout that feels both luxurious and inviting. The sought-after south exposure provides exceptional natural light and one of the best views in the building.Step onto your private, ove…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $24KPrice reduction
MLS shows the seller reduced the asking price by $24,000 (from $649,000 to $625,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: INTERNATIONAL REALTY FIRM, INC.
Source: TRREB/PROPTX · MLS® E13735104
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,453 | $2,371/mo |
| Government & taxes | ||
| Property tax | $2,509 | $209/mo |
| Land transfer tax(closing) | $8,975 | $748/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,250 | $521/mo |
| Condo fees | ||
| Condo / HOA fees | $10,239 | $853/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $67,086 | $5,591/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.