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$630K · 3 bed Condo Townhouse · Unit 28, 1975 Memory Lane, Pickering, Ontario L1V 3M3 | HomeSearchCanada

$629,999

Unit 28

5 DOM

325d

Map

DOM 5

$629,999

DOM5days

Unit 28

1975 Memory Lane · Pickering · Ontario L1V 3M3

MLS® E13733268 · Liverpool · L1V 3M3

32OwnerOccupied1200-1399 ft²Condo Townhouse1-car AttachedFinished5d$485/ft²$3,852 tax/yrFinished

5 days on market

About this home

Welcome to this beautiful 3 bedroom, 2 bathroom end unit townhome with a finished basement in a desirable, family friendly Pickering neighbourhood. Bright and spacious with a vaulted living room ceiling, abundant natural light, and a walkout to a private patio entrance with fenced backyard. Features include stainless steel appliances, granite countertops, energy efficient LED lighting, energy saving faucets & fixtures, and a new furnace and A/C (Feb 2025). Steps to Pickering Town Centre, GO Stat…

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Property details

MLS#: E13733268
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 6 + 1
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: Multi-Level
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Basement; 4 pc · Third
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Property features: Fenced Yard, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Condo corp #: 72
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Wood
Fronting on: —
Cross street: Finch & Liverpool
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: THE GUARDIAN HOME REALTY INC.

Source: TRREB/PROPTX · MLS® E13733268

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$630K

Unit 28 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,999✓ $3,852 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,436/mo

incl. closing costs (yr 1)

Annual total

$65,232

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$1,831/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$126,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $28,680/yr

Property taxes20% $12,927/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,300/yr

Condo fees10% $6,664/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,680	$2,390/mo
Government & taxes
Property tax	$3,852	$321/mo
Land transfer tax(closing)	$9,075	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,300	$525/mo
Condo fees
Condo / HOA fees	$6,664	$555/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,232	$5,436/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 28

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs