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$525K · 2 bed Condo Apartment · Unit 110, 25 Cumberland Lane, Ajax, Ontario L1S 7K1 | HomeSearchCanada

$524,900

Unit 110

4 DOM

224d

Map

DOM 4

Waterfront

$524,900

DOM4days

Unit 110

25 Cumberland Lane · Ajax · Ontario L1S 7K1

MLS® E13730724 · South West · L1S 7K1

22OwnerOccupied1200-1399 ft²Condo Apartment2-car UndergroundNo basement4d$404/ft²$3,751 tax/yrNo basement

4 days on market

About this home

Welcome to 25 Cumberland Lane - a beautiful 2-storey condo nestled in the sought-after waterfront community of South Ajax. Offering over 1,200 sq. ft. of stylish living space, this home blends the ease of condo living with the feel and privacy of a townhouse layout. Step inside to a bright, open-concept main floor featuring gleaming hardwood floors, a spacious living and dining area, and sliding doors leading directly to your private ground-floor covered patio - an ideal retreat for morning coff…

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Property details

MLS#: E13730724
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 3 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Waterfront: Yes

Condo corp #: 148
Balcony: Terrace
Locker: None
Fees include: Cable TV Included, Common Elements Included, Parking Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Concrete
Fronting on: —
Cross street: Harwood Ave South and Lake Driveway W
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Re/Max Hallmark First Group Realty Ltd.

Source: TRREB/PROPTX · MLS® E13730724

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$525K

Unit 110 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $524,900✓ $3,751 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,765/mo

incl. closing costs (yr 1)

Annual total

$69,177

year 1

Mortgage only

$1,991/mo

principal + interest

Beyond mortgage

$2,734/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$313/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$140/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $23,896/yr

Property taxes16% $10,724/yr

Utilities4% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance8% $5,249/yr

Condo fees29% $20,149/yr

Closing costs7% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,896	$1,991/mo
Government & taxes
Property tax	$3,751	$313/mo
Land transfer tax(closing)	$6,973	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,249	$437/mo
Condo fees
Condo / HOA fees	$20,149	$1,679/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,177	$5,765/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 110

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs