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$617,000
East 3220 · 3220 Sheppard Avenue · Toronto · Ontario M1T 0B7
53 days on market
Suite 809 Offers A Rare Combination Inside This 2022-Built Residence: Two Owned Parking Spaces And Two Lockers, Giving The Unit Space And Flexibility That's Simply Built In. Inside, A Thoughtfully Designed 2-Bedroom, 2-Bathroom Layout Spans 872 Square Feet, Offering Comfortable, Functional Living Space From The Moment You Walk In. Residents Also Enjoy A Beautifully Appointed Rooftop Garden And Terrace, A Standout Amenity That Turns The Building Itself Into An Extension Of Home. The Location Adds…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $25KPrice reduction
MLS shows the seller reduced the asking price by $25,000 (from $642,000 to $617,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: SOTHEBY'S INTERNATIONAL REALTY CANADA
Source: TRREB/PROPTX · MLS® E13727946
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,088 | $2,341/mo |
| Government & taxes | ||
| Property tax | $2,793 | $233/mo |
| Land transfer tax(closing) | $8,815 | $735/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,170 | $514/mo |
| Condo fees | ||
| Condo / HOA fees | $7,897 | $658/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,423 | $5,369/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.