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$500K · 3 bed Condo Apartment · Unit 306, 2545 Simcoe Street, Oshawa, Ontario L1L 0W3 | HomeSearchCanada

$499,900

Unit 306

8 DOM

328d

Map

DOM 8

$499,900

DOM8days

Unit 306

2545 Simcoe Street · Oshawa · Ontario L1L 0W3

MLS® E13724168 · Windfields · L1L 0W3

32TenantOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement8d$455/ft²$1,633 tax/yrBuilt 20233 yrs oldNo basement

8 days on market

About this home

Discover the perfect blend of modern luxury and effortless convenience in this spacious 3-bedroom, 2-bathroom condo offering 943 sqft + 246 sqft oversized balcony located in North Oshawa's highly desirable Windfields Farms community. Thoughtfully designed with a functional, no-wasted-space open layout, the suite features a contemporary kitchen with stainless steel appliances and a radiant living area framed by floor-to-ceiling windows, which walk out to an oversized private balcony boasting exce…

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Property details

MLS#: E13724168
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2023

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 422
Balcony: Open
Locker: Owned
Association amenities: Elevator, Exercise Room, Gym, Concierge, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Simcoe/Windfields Farm Dr
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Sauna, Steam Room
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 PEOPLE`S CHOICE REALTY INC.

Source: TRREB/PROPTX · MLS® E13724168

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$500K

Unit 306 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $1,633 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,412/mo

incl. closing costs (yr 1)

Annual total

$52,942

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,518/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$136/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,758/yr

Property taxes15% $8,106/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,999/yr

Condo fees12% $6,420/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$1,633	$136/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Condo fees
Condo / HOA fees	$6,420	$535/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,942	$4,412/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 306

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs