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$650K · 3 bed Condo Townhouse · 23 Pennefather Lane, Ajax, Ontario L1T 4H2 | HomeSearchCanada

$649,988

23 Pennefather Lane

23 DOM

3223d

Map

DOM 23

$649,988

DOM23days

23 Pennefather Lane

Ajax · Ontario L1T 4H2

MLS® E13671836 · Central · L1T 4H2

32OwnerOccupied1000-1199 ft²Condo Townhouse1-car AttachedFinished with Walk-Out23d$591/ft²$4,316 tax/yrFinished with Walk-Out

23 days on market

About this home

Luxury living awaits in this beautifully maintained and thoughtfully upgraded 3-bedroom townhouse, backing onto lush green space in a prime Ajax Central location.This carpet-free home features quartz countertops, dark stainless steel KitchenAid appliances, elegant wainscoting, pot lights, luxury light fixtures throughout, and his-and-hers closet organizers in the primary bedroom. The spacious eat-in kitchen overlooks the serene green space, creating a bright and inviting setting for everyday liv…

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Property details

MLS#: E13671836
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: 3-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Upper
Family room: No
Central vacuum: No
Ensuite laundry: No

Foundation: Unknown
Property features: Fenced Yard, Hospital, Place Of Worship, Park, Public Transit, Rec./Commun.Centre

Condo corp #: 177
Balcony: None
Locker: None
Fees include: Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck
Fronting on: —
Cross street: Westney / Mcgill
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Carpet Free, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX REALTRON REALTY INC.

Source: TRREB/PROPTX · MLS® E13671836

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$650K

23 Pennefather Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,988✓ $4,316 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,271/mo

incl. closing costs (yr 1)

Annual total

$63,254

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,557/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$360/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$19/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $29,590/yr

Property taxes22% $13,791/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,500/yr

Condo fees4% $2,712/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,590	$2,466/mo
Government & taxes
Property tax	$4,316	$360/mo
Land transfer tax(closing)	$9,475	$790/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,500	$542/mo
Condo fees
Condo / HOA fees	$2,712	$226/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,254	$5,271/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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23 Pennefather Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs