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$489K · 1 bed Condo Apartment · Unit 402, Charing Cross Condominiums, 385 Artic Red Drive, Oshawa, Ontario L1L 0W9 | HomeSearchCanada

$489,000

Unit 402

25 DOM

1125d

Map

DOM 25

$489,000

DOM25days

Unit 402

Charing Cross Condominiums · 385 Artic Red Drive · Oshawa · Ontario L1L 0W9

MLS® E13664812 · Windfields · L1L 0W9

11OwnerOccupied500-599 ft²Condo Apartment1-car UndergroundNo basement25d$890/ft²$4,632 tax/yrBuilt 20233 yrs oldNo basement

25 days on market

About this home

Welcome to 385 Arctic Red Dr-where penthouse living meets peaceful golf course views. Tucked into a quiet valley in the desirable Windfield's community of North Oshawa, this bright and stylish 1-bedroom, 1-bathroom suite offers the rare combination of sweeping views, privacy & boutique low-rise living. Perched above the picturesque Kedron Dells Golf Club, it's a home where you can wake up to spectacular sunrises & unwind on your own private balcony overlooking the greens.Inside the open-concept…

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Property details

MLS#: E13664812
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 3
Kitchens: 1
Size: 500-599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Cul de Sac/Dead End, Golf, Park, Public Transit, School, School Bus Route

View: Clear, Golf Course, Trees/Woods

Building name: Charing Cross Condominiums
Condo corp #: 415
Balcony: Open
Locker: Owned
Association amenities: Community BBQ, Concierge, Elevator, Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped, Lighting, Lawn Sprinkler System, Recreational Area
Fronting on: —
Cross street: Winchester Rd E and Bridle Rd
Stories: 4
Utilities: —
Laundry: Ensuite, Laundry Closet
Laundry level: Main Level
Interior: Carpet Free, Floor Drain, Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater Owned
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SUTTON GROUP-HERITAGE REALTY INC.

Source: TRREB/PROPTX · MLS® E13664812

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$489K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,000✓ $4,632 tax✓ Electric✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,386/mo

incl. closing costs (yr 1)

Annual total

$52,638

year 1

Mortgage only

$1,855/mo

principal + interest

Beyond mortgage

$1,552/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$386/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~550 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,261/yr

Property taxes21% $10,887/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,890/yr

Condo fees10% $5,440/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,261	$1,855/mo
Government & taxes
Property tax	$4,632	$386/mo
Land transfer tax(closing)	$6,255	$521/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,890	$408/mo
Condo fees
Condo / HOA fees	$5,440	$453/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,638	$4,386/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs