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$500K · 3 bed Condo Townhouse · Unit 106, 1780 Simcoe Street, Oshawa, Ontario L1G 0C3 | HomeSearchCanada

$499,900

Unit 106

43 DOM

3343d

Map

DOM 43

↓ $30K

$499,900

↓ $30K

DOM43days

Unit 106

1780 Simcoe Street · Oshawa · Ontario L1G 0C3

MLS® E13604958 · Samac · L1G 0C3

33OwnerOccupied1000-1199 ft²Condo TownhouseNoneNo basement43d$455/ft²$4,210 tax/yrNo basement

43 days on market

About this home

Welcome to University Towns! This modern 2-storey condo townhouse features 3 bedrooms, each with its own private 3-piece ensuite. Built in 2020, the bright open-concept layout offers contemporary finishes, abundant natural light, and a spacious kitchen and living area ideal for entertaining. Perfect for first-time buyers or investors, with convenient access to Ontario Tech University, Durham College, major highways, shopping, and transit. Amenities include an exercise room,party/meeting room, an…

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Property details

MLS#: E13604958
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 3 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Electric Car Charger

Condo corp #: 323
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Bike Storage, Bus Ctr (WiFi Bldg), Concierge, Exercise Room, Game Room
Fees include: Heat Included, Water Included, CAC Included, Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Conlin Road East And Simcoe St
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $529,900 to $499,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX GOLD REALTY INC.

Source: TRREB/PROPTX · MLS® E13604958

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$500K

Unit 106 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $4,210 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,762/mo

incl. closing costs (yr 1)

Annual total

$57,140

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,867/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$351/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,758/yr

Property taxes19% $10,683/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,999/yr

Condo fees14% $8,040/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$4,210	$351/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Condo fees
Condo / HOA fees	$8,040	$670/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,140	$4,762/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 106

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs