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$669K · 4 bed Condo Townhouse · West Hill, Toronto | MyPropertyScout

$669,000

174 Homestead Road

4 DOM

434d

Map

DOM 4

$669,000

DOM4days

174 Homestead Road

Toronto · Ontario M1E 3S2

MLS® E13580588 · West Hill · M1E 3S2

43OwnerOccupied1400-1599 ft²Condo Townhouse1-car Built-InFinished with Walk-Out4d$446/ft²$2,096 tax/yrFinished with Walk-Out

4 days on market

About this home

Premium Move-In Ready Townhouse Near UTSC & Centennial College. Experience low-maintenance living in this beautifully renovated, carpet-free home located in a highly sought-after, family-friendly neighbourhood. Ideal for families, professionals, and investors, this spacious home features 4 bedrooms, 2.5 bathrooms, and a desirable ground-level walk-out basement. Enjoy exceptionally low property taxes, no separate water bill, and the convenience of professionally managed exterior maintenance. Cove…

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Property details

MLS#: E13580588
Status: Buy Now
Property class: Residential Condo & Other
Beds: 4
Baths: 3 full, 0 half
Rooms: 6 + 2
Kitchens: 2
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 2 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 447
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Lawrence / Morningside
Stories: 1
Utilities: —
Laundry: In Basement
Laundry level: Lower Level
Interior: Other
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS ADVANTAGE REALTY

Source: TRREB/PROPTX · MLS® E13580588

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$669K

174 Homestead Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $669,000✓ $2,096 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,584/mo

incl. closing costs (yr 1)

Annual total

$67,010

year 1

Mortgage only

$2,538/mo

principal + interest

Beyond mortgage

$1,767/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$175/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $30,456/yr

Property taxes18% $11,951/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,690/yr

Condo fees11% $7,253/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,456	$2,538/mo
Government & taxes
Property tax	$2,096	$175/mo
Land transfer tax(closing)	$9,855	$821/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,690	$558/mo
Condo fees
Condo / HOA fees	$7,253	$604/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,010	$5,584/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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174 Homestead Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs