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$410K · 3 bed Condo Apartment · Samac, Oshawa | MyPropertyScout

$410,000

Unit 214

3 DOM

333d

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DOM 3

$410,000

DOM3days

Unit 214

1800 Simcoe Street · Oshawa · Ontario L1G 0C2

MLS® E13580082 · Samac · L1G 0C2

33TenantOccupied900-999 ft²Condo ApartmentNoneNo basement3d$432/ft²$4,500 tax/yrBuilt 20233 yrs oldNo basement

3 days on market

About this home

Welcome to University Towns - Modern Living in the Heart of Samac, Oshawa!Discover the perfect blend of comfort, convenience, and accessibility in this spacious and thoughtfully designed three-bedroom unit, featuring the added privacy and convenience of ensuite bathrooms. This handicap-accessible home is equipped with door opener systems for enhanced ease and accessibility.Ideally located within walking distance to an array of restaurants, shops, public transit, beautiful natural parks, Ontario…

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Property details

MLS#: E13580082
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Tenant Occupied
Washrooms: 3 pc · Flat; 3 pc · Flat; 3 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 323
Balcony: None
Locker: Owned
Fees include: Common Elements Included, Condo Taxes Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Fan Coil
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Niagara Dr & Simcoe St N
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ULTIMATE REALTY INC.

Source: TRREB/PROPTX · MLS® E13580082

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$410K

Unit 214 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $410,000✓ $4,500 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,070/mo

incl. closing costs (yr 1)

Annual total

$48,840

year 1

Mortgage only

$1,555/mo

principal + interest

Beyond mortgage

$1,667/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$82,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$375/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,100/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $18,665/yr

Property taxes19% $9,175/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,100/yr

Condo fees13% $6,240/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,665	$1,555/mo
Government & taxes
Property tax	$4,500	$375/mo
Land transfer tax(closing)	$4,675	$390/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,100	$342/mo
Condo fees
Condo / HOA fees	$6,240	$520/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,840	$4,070/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 214

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs