Loading neighbourhood intel…

$688K · 2+1 bed Condo Townhouse · Port Whitby, Whitby | MyPropertyScout

$688,000

Unit 428

5 DOM

2+125d

Map

New Build

DOM 5

Waterfront

$688,000

DOM5days

Unit 428

1612 Charles Street · Whitby · Ontario L1N 1B9

MLS® E13574510 · Port Whitby · L1N 1B9

2+12Vacant1000-1199 ft²Condo Townhouse1-car UndergroundNo basement5d$626/ft²$5,889 tax/yrBuilt 20251 yr oldNo basement

5 days on market

About this home

Experience the perfect blend of style, comfort, and convenience in this beautifully upgraded 2-bedroom + den, 2-bathroom urban townhome at The Landing. Spanning two thoughtfully designed levels, this bright and spacious home offers an open-concept layout with soaring natural light, elegant finishes, designer window coverings, custom accent walls, and three private balconies perfect for relaxing or entertaining. The versatile den is ideal for a home office, reading nook, or guest space, making th…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: E13574510
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 5 + 1
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 2-Storey
Type: Condo Townhouse
Year built: 2025

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Property features: Hospital, Marina, Park, Place Of Worship, Public Transit, School

Waterfront: Yes

Condo corp #: 426
Balcony: Open
Locker: None
Association amenities: Gym
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick Front, Brick
Fronting on: —
Cross street: Victoria St W & Brock St. S
Stories: 4
Utilities: —
Laundry: Ensuite
Laundry level: Upper Level
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® E13574510

Do you own a home in Whitby?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$688K

Unit 428 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $688,000✓ $5,889 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,124/mo

incl. closing costs (yr 1)

Annual total

$73,483

year 1

Mortgage only

$2,610/mo

principal + interest

Beyond mortgage

$2,202/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$137,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$491/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $31,321/yr

Property taxes22% $16,124/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,880/yr

Condo fees12% $8,498/yr

Closing costs7% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,321	$2,610/mo
Government & taxes
Property tax	$5,889	$491/mo
Land transfer tax(closing)	$10,235	$853/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,880	$573/mo
Condo fees
Condo / HOA fees	$8,498	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,483	$6,124/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 428

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs