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$575K · 2 bed Common Element Condo · Port Whitby, Whitby | MyPropertyScout

$574,999

Unit 402

6 DOM

216d

Map

DOM 6

Waterfront

$574,999

DOM6days

Unit 402

The Yacht Club · 340 Watson Street · Whitby · Ontario L1N 9G1

MLS® E13566648 · Port Whitby · L1N 9G1

21Vacant700-799 ft²Common Element Condo2-car SurfaceNo basement6d$767/ft²$4,290 tax/yrNo basement

6 days on market

About this home

Welcome To Waterfront Living In Highly Desirable Yacht Club Condos!! Spectacular Views Of Lake Ontario & The Whitby Marina. Highly Desirable South Facing Open Concept 791 Sq Ft Corner Suite Featuring Two Expansive Bay Windows And Patio Doors To Balcony. Master Bedroom Features Walk In Closet. Ensuite Laundry, Onsite Concierge & Property Management. Breathtaking Rooftop Oasis W/ Bbq & Hot Tub, Indoor Pool Sauna, Exercise Rooms, Party Room

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Property details

MLS#: E13566648
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Common Element Condo
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Waterfront: Yes

Building name: The Yacht Club
Condo corp #: 214
Balcony: Open
Locker: Owned
Fees include: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Surface
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Concrete
Fronting on: —
Cross street: Victoria/Watson
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 LEADING EDGE REALTY INC.

Source: TRREB/PROPTX · MLS® E13566648

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$575K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $574,999✓ $4,290 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,390/mo

incl. closing costs (yr 1)

Annual total

$64,676

year 1

Mortgage only

$2,181/mo

principal + interest

Beyond mortgage

$2,085/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $26,176/yr

Property taxes19% $12,265/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,750/yr

Condo fees15% $9,825/yr

Closing costs8% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,176	$2,181/mo
Government & taxes
Property tax	$4,290	$358/mo
Land transfer tax(closing)	$7,975	$665/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,750	$479/mo
Condo fees
Condo / HOA fees	$9,825	$819/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,676	$5,390/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs