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$680K · 3 bed Condo Townhouse · Unit TH4, 1245 Bayly Street, Pickering, Ontario L1W 0B5 | HomeSearchCanada

$679,999

Unit TH4

9 DOM

339d

Map

DOM 9

Waterfront

$679,999

DOM9days

Unit TH4

1245 Bayly Street · Pickering · Ontario L1W 0B5

MLS® E13560582 · Bay Ridges · L1W 0B5

33OwnerOccupied1600-1799 ft²Condo Townhouse2-car UndergroundNo basement9d$400/ft²$7,704 tax/yrBuilt 20188 yrs oldNo basement

9 days on market

About this home

Enjoy a low-maintenance lifestyle in this contemporary 3-bedroom, 3-bathroom townhome in Pickering's sought-after SF3 community, just steps from Pickering GO Station, the waterfront, parks, restaurants, shopping, and everyday amenities. Built in 2019, this thoughtfully designed home offers over 2,200 sq. ft. of combined indoor and outdoor living space, making it ideal for commuters, professionals, and anyone looking for modern convenience.The bright, open-concept main living area is designed for…

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Property details

MLS#: E13560582
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 2 pc · Second; 4 pc · Third; 3 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: Residential

Property features: Lake/Pond, Park

Waterfront: Yes

Condo corp #: 324
Balcony: Terrace
Locker: Ensuite
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Stucco (Plaster) · Privacy
Fronting on: —
Cross street: Liverpool Rd & Bayly St
Stories: 1
Utilities: —
Laundry: Laundry Closet
Laundry level: Upper Level
Interior: On Demand Water Heater
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Source: TRREB/PROPTX · MLS® E13560582

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$680K

Unit TH4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $679,999✓ $7,704 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,321/mo

incl. closing costs (yr 1)

Annual total

$75,855

year 1

Mortgage only

$2,580/mo

principal + interest

Beyond mortgage

$2,444/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$136,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$642/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$67/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $30,956/yr

Property taxes23% $17,779/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,800/yr

Condo fees13% $9,660/yr

Closing costs7% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,956	$2,580/mo
Government & taxes
Property tax	$7,704	$642/mo
Land transfer tax(closing)	$10,075	$840/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,800	$567/mo
Condo fees
Condo / HOA fees	$9,660	$805/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$75,855	$6,321/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit TH4

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs