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$499,000
4725 Sheppard Avenue · Toronto · Ontario M1S 5B2
104 days on market
Location! Location! ***Must See*** A Super Spacious Sun Filled Unit W/ Southeast Exposures. Large Size 1590 Sq Ft,Laminate Flooring Thru-Out,,Close To All Amenities, Steps To Ttc, Mall, School. 24Hour Concierge,Indoor & Outdoor Pools, Gym, Tennis, Squash Court, Billiard Room & Sauna.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE NEW WORLD REALTY INC.
Source: TRREB/PROPTX · MLS® E13553040
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,500 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,717 | $1,893/mo |
| Government & taxes | ||
| Property tax | $2,149 | $179/mo |
| Land transfer tax(closing) | $6,455 | $538/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,990 | $416/mo |
| Condo fees | ||
| Condo / HOA fees | $11,135 | $928/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $56,605 | $4,717/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.