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$635K · 3 bed Condo Townhouse · 6 Mcgonigal Lane, Ajax, Ontario L1T 4G9 | HomeSearchCanada

$635,000

6 Mcgonigal Lane

14 DOM

3214d

Map

DOM 14

$635,000

DOM14days

6 Mcgonigal Lane

Ajax · Ontario L1T 4G9

MLS® E13546072 · Central · L1T 4G9

32OwnerOccupied1000-1199 ft²Condo Townhouse1-car Built-InFinished14d$578/ft²$4,317 tax/yrBuilt 200323 yrs oldFinished

14 days on market

About this home

PRICED TO GO! Welcome to this beautifully maintained townhome in a family-friendly location close to schools, shopping, parks, Hwy401, and GO Transit. Featuring a bright open-concept layout, this home offers three generous bedrooms, living room and a spacious kitchen complete with a walkout to the updated deck and private backyard. The built-in garage offers convenient direct access to the home and includes a garage door opener. Extensively upgraded over the recent years, this home features new…

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Property details

MLS#: E13546072
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 6 + 2
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 3-Storey
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Upper; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 175
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: Westney & Magill
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 TITANS REALTY INC.

Source: TRREB/PROPTX · MLS® E13546072

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$635K

6 Mcgonigal Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $635,000✓ $4,317 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,205/mo

incl. closing costs (yr 1)

Annual total

$62,456

year 1

Mortgage only

$2,409/mo

principal + interest

Beyond mortgage

$1,573/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$127,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$360/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $28,908/yr

Property taxes22% $13,492/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,350/yr

Condo fees5% $3,047/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,908	$2,409/mo
Government & taxes
Property tax	$4,317	$360/mo
Land transfer tax(closing)	$9,175	$765/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,350	$529/mo
Condo fees
Condo / HOA fees	$3,047	$254/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,456	$5,205/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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6 Mcgonigal Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs