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$520K · 3 bed Condo Apartment · Unit 2516, 2550 Simcoe Street, Oshawa, Ontario L1L 0R5 | HomeSearchCanada

$519,999

Unit 2516

16 DOM

3216d

Map

DOM 16

$519,999

DOM16days

Unit 2516

2550 Simcoe Street · Oshawa · Ontario L1L 0R5

MLS® E13531528 · Windfields · L1L 0R5

32OwnerOccupied800-899 ft²Condo Apartment1-car NoneNo basement16d$612/ft²$5,500 tax/yrBuilt 20233 yrs oldNo basement

16 days on market

About this home

Don't Miss Out on this Rarely Offered Lower Penthouse 3 Bedroom 2 Bath Suite. Enjoy 877 Sqft ofBright and Functional Interior Living Space. Split Bedroom Design gives flexibility for bothFamilies and Professionals Alike. Open Concept Kitchen with Quartz Countertop and StainlessSteel Appliances Throughout. 2 Large Balconies with South East Exposure. Take advantage ofPremium Building Amenities which include 24-hour Concierge, Fully Equipped Fitness Centre,Theatre Room, Party Room, Pet Spa, Busines…

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Property details

MLS#: E13531528
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 4 pc · Flat; 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 24
Balcony: Open
Locker: Owned
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car None
Garage spaces: 1
Parking: 1 total
Heating: Fan Coil
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: Winchester/Simcoe
Stories: 16
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 LEADING EDGE REALTY INC.

Source: TRREB/PROPTX · MLS® E13531528

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$520K

Unit 2516 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,999✓ $5,500 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,818/mo

incl. closing costs (yr 1)

Annual total

$57,812

year 1

Mortgage only

$1,973/mo

principal + interest

Beyond mortgage

$1,814/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$458/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $23,673/yr

Property taxes21% $12,375/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,200/yr

Condo fees13% $7,404/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,673	$1,973/mo
Government & taxes
Property tax	$5,500	$458/mo
Land transfer tax(closing)	$6,875	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,200	$433/mo
Condo fees
Condo / HOA fees	$7,404	$617/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,812	$4,818/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2516

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs