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$639,000
3220 Sheppard Avenue · Toronto · Ontario M1T 0B7
120 days on market
TOTAL 944 SQ. Welcome to this stunning 2-bedroom, 2-bathroom condo, ideally situated in the centre of Toronto. This beautifully upgraded end unit features expansive floor-to-ceiling windows that bathe the space in natural light, while offering unobstructed views of the Toronto skyline. The living room is enhanced by pot lights and remote motorized blinds, allowing you to adjust the ambiance. The open-concept living and dining area is ideal for both entertaining and relaxing. All Ceiling upgraded…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX METROPOLIS REALTY
Source: TRREB/PROPTX · MLS® E13490780
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,090 | $2,424/mo |
| Government & taxes | ||
| Property tax | $2,481 | $207/mo |
| Land transfer tax(closing) | $9,255 | $771/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,390 | $533/mo |
| Condo fees | ||
| Condo / HOA fees | $6,024 | $502/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $63,900 | $5,325/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.