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$999,000
20 Guildwood Parkway · Toronto · Ontario M1E 5B6
122 days on market
Welcome To This Extraordinary, Rarely Available Luxurious Penthouse, Offering The Best Of Elevated Living With Unobstructed Panoramic Views Of The Golf Course And The Lake. Impressive 2,035 Sq Ft Across Two Levels. This Spacious And Sun-Filled Residence Features Two Expansive Terraces, A Stunning Skylight. Approx. 9ft Ceilling & Hardwood Flooring Throughout. Open Concept Living And Breakfast Area Walks Out To A Serene Terrace Overlooking The Lake, Perfect For Morning Coffee Or Evening Relaxation…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $89KPrice reduction
MLS shows the seller reduced the asking price by $89,000 (from $1,088,000 to $999,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: SUPERSTARS REALTY LTD.
Source: TRREB/PROPTX · MLS® E13477586
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $45,479 | $3,790/mo |
| Government & taxes | ||
| Property tax | $5,339 | $445/mo |
| Land transfer tax(closing) | $16,455 | $1,371/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $982 | $82/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $9,990 | $833/mo |
| Condo fees | ||
| Condo / HOA fees | $21,194 | $1,766/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $109,198 | $9,100/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.