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$565K · 2+1 bed Condo Apartment · Newcastle, Clarington | MyPropertyScout

$565,000

Unit 312

29 DOM

2+1229d

Map

DOM 29

Waterfront

$565,000

DOM29days

Unit 312

65 Shipway Avenue · Clarington · Ontario L1B 0B7

MLS® E13476494 · Newcastle · L1B 0B7

2+12OwnerOccupied800-899 ft²Condo Apartment2-car UndergroundNo basement29d$665/ft²$4,776 tax/yrBuilt 20233 yrs oldNo basement

29 days on market

About this home

Welcome Home To Shipway Avenue Perched On The Shores Of Lake Ontario In Beautiful Port Of Newcastle. This Spacious 2+1 Bedroom Condo Is The Perfect Homebase For Anybody Looking For Bungalow Like One Level Living In A Stunning Waterfront Community. With A Large Primary Bedroom Suite With Walk-in Closet, Full Ensuite Bathroom And A Separate Entrance Out To The Oversized South Facing Balcony This Is The One You've Been Waiting For. This Condo Come With Full Access To The Admiral's Clubhouse, A Luxu…

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Property details

MLS#: E13476494
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Lake/Pond, Marina, Waterfront

Waterfront: Yes
Water view: Partially Obstructive
Water body: Lake Ontario

Condo corp #: 345
Balcony: Open
Locker: Exclusive
Association amenities: Party Room/Meeting Room, Gym, Indoor Pool, Visitor Parking, Media Room
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Port Of Newcastle & Shipway Av
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Water Heater, Storage Area Lockers, Carpet Free
Parking features: None

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Our Neighbourhood Realty

Source: TRREB/PROPTX · MLS® E13476494

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$565K

Unit 312 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $565,000✓ $4,776 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,199/mo

incl. closing costs (yr 1)

Annual total

$62,390

year 1

Mortgage only

$2,143/mo

principal + interest

Beyond mortgage

$1,949/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$113,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$398/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,650/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $25,721/yr

Property taxes20% $12,551/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,650/yr

Condo fees13% $7,808/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,721	$2,143/mo
Government & taxes
Property tax	$4,776	$398/mo
Land transfer tax(closing)	$7,775	$648/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,650	$471/mo
Condo fees
Condo / HOA fees	$7,808	$651/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,390	$5,199/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 312

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs