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$580,000
90 Orchid Place Drive · Toronto · Ontario M1B 0C4
144 days on market
Modern and bright stacked townhome in an unbeatable location. Features 2 bedrooms, 2 bathrooms, 1 parking, and 1 locker. Open-concept living with a stylish kitchen, stainless steel appliances, and breakfast bar. Primary bedroom with private balcony plus a rooftop terrace ideal for relaxing or summer BBQs. Steps to transit, schools, shopping, parks, banks, library, and all major amenities. Minutes to Hwy 401, Scarborough Town Centre, and Centennial College. Perfect for first-time buyers or invest…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: JDL REALTY INC.
Source: TRREB/PROPTX · MLS® E13223382
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $26,404 | $2,200/mo |
| Government & taxes | ||
| Property tax | $3,223 | $269/mo |
| Land transfer tax(closing) | $8,075 | $673/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,800 | $483/mo |
| Condo fees | ||
| Condo / HOA fees | $6,109 | $509/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $60,271 | $5,023/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.