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$679K · 2 bed Condo Townhouse · Unit B108, 50 Morecambe Gate, Toronto, Ontario M1W 2N5 | HomeSearchCanada

$679,000

Unit B108

56 DOM

2256d

Map

DOM 56

$679,000

DOM56days

Unit B108

50 Morecambe Gate · Toronto · Ontario M1W 2N5

MLS® E13208350 · L'Amoreaux · M1W 2N5

22TenantOccupied1200-1399 ft²Condo Townhouse1-car UndergroundNo basement56d$523/ft²$3,548 tax/yrNew buildNo basement

56 days on market

About this home

Welcome to Victoria Gardens, a highly sought-after community ideally situated at Victoria Park & Finch in the heart of North York.This newer, beautifully upgraded residence offers an exceptionally rare and versatile layout featuring two spacious living areas, two dining spaces, two bedrooms with walk-in closets, and two separate entrances with private terraces. Each section of the unit has its own private living space and washroom, making it perfect for multi-generational living, work-from-home…

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Property details

MLS#: E13208350
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: Approx. New yrs

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 3033
Balcony: Terrace
Locker: Owned
Fees include: Parking Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Victoria Park/Finch
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: HOMELIFE/BAYVIEW REALTY INC.

Source: TRREB/PROPTX · MLS® E13208350

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$679K

Unit B108 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $679,000✓ $3,548 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,505/mo

incl. closing costs (yr 1)

Annual total

$66,065

year 1

Mortgage only

$2,576/mo

principal + interest

Beyond mortgage

$1,633/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$296/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $30,911/yr

Property taxes21% $13,603/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,790/yr

Condo fees6% $4,101/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,911	$2,576/mo
Government & taxes
Property tax	$3,548	$296/mo
Land transfer tax(closing)	$10,055	$838/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,790	$566/mo
Condo fees
Condo / HOA fees	$4,101	$342/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,065	$5,505/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit B108

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs