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$513K · 2 bed Condo Apartment · Unit 916, 340 Watson Street, Whitby, Ontario L1N 9G1 | HomeSearchCanada

$512,800

Unit 916

62 DOM

2162d

Map

DOM 62

$512,800

DOM62days

Unit 916

340 Watson Street · Whitby · Ontario L1N 9G1

MLS® E13159574 · Port Whitby · L1N 9G1

21Partial700-799 ft²Condo Apartment1-car SurfaceNo basement62d$684/ft²$3,996 tax/yrNo basement

62 days on market

About this home

Waterfront Lifestyle Condo Steps to Whitby Harbour. Imaging Yourself WalkUp Smelling Fresh Air By The Water. Rarely Offers A Beautiful Well Maintained 2-Full-Bedroom Home w/East+North View That Bring In Natural Lights. Well-Sized Primary w/Upgraded Organizers + Ensuite Access. Cozy 2nd Bedroom with North View That Look Over The Park. Functional Kitchen Space w/Eat-In Countertop. On The Top, *Worry-Free All-Inclusive Common Element Fees Covering All Utilities Plus Bonus of Cables For TV & Interne…

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Property details

MLS#: E13159574
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Partial
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 214
Balcony: Open
Locker: Owned
Association amenities: Community BBQ, Gym, Indoor Pool, Party Room/Meeting Room, Rooftop Deck/Garden, Sauna
Fees include: CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Brock/Victoria
Stories: 9
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX EXCEL REALTY LTD.

Source: TRREB/PROPTX · MLS® E13159574

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$513K

Unit 916 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $512,800✓ $3,996 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,967/mo

incl. closing costs (yr 1)

Annual total

$59,603

year 1

Mortgage only

$1,945/mo

principal + interest

Beyond mortgage

$2,002/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$102,560

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$333/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,128/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,731

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $23,345/yr

Property taxes18% $10,727/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,128/yr

Condo fees16% $9,743/yr

Closing costs9% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,345	$1,945/mo
Government & taxes
Property tax	$3,996	$333/mo
Land transfer tax(closing)	$6,731	$561/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,128	$427/mo
Condo fees
Condo / HOA fees	$9,743	$812/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,603	$4,967/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 916

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs