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$620,000
647 C Warden Avenue · Toronto · Ontario M1L 0E7
163 days on market
Perfectly positioned at Warden & St. Clair, this thoughtfully designed 3-bedroom townhome offers the ideal balance of space, functionality, and location across approximately 1,280 sq. ft. of interior living space. Often considered a true "Goldilocks" home, this property is perfectly suited for a wide range of buyers - from first-time purchasers and young families to down-sizers looking for low-maintenance living without compromising on space. The intelligently designed layout features 2 full bat…
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Seller signals
↓ $30KPrice reduction
MLS shows the seller reduced the asking price by $30,000 (from $650,000 to $620,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: BOSLEY REAL ESTATE LTD.
Source: TRREB/PROPTX · MLS® E13124186
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,225 | $2,352/mo |
| Government & taxes | ||
| Property tax | $2,956 | $246/mo |
| Land transfer tax(closing) | $8,875 | $740/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,200 | $517/mo |
| Condo fees | ||
| Condo / HOA fees | $7,440 | $620/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,356 | $5,363/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.