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$624K · 3 bed Condo Townhouse · Unit 14, 1640 Nichol Avenue, Whitby, Ontario L1N 8P6 | HomeSearchCanada

$624,000

Unit 14

71 DOM

3271d

Map

⚡ Insider Deal

DOM 71

↓ $25KPrice Reduced

$624,000

↓ $25K

DOM71days

Unit 14

1640 Nichol Avenue · Whitby · Ontario L1N 8P6

MLS® E13122926 · Blue Grass Meadows · L1N 8P6

32OwnerOccupied1200-1399 ft²Condo Townhouse1-car AttachedPartially Finished71d$480/ft²$3,637 tax/yrBuilt 198541 yrs oldPartially Finished

71 days on market

About this home

Welcome to 1460 Nichol #14 this end unit townhome is spacious and finished on all levels. Approx 1600 Sqft. This 3 bdrm - 2 bath all brick sits on a large corner lot, with a spacious back and side yard onto the Ravine. Single car garage with visitor parking beside your exclusive drive. Garage door access to backyard. Carpet free home. Hwt Rental is 3 yrs old. Furnace/A/c Humidifier installed in July 2025 under contract with Enercare. Seller will pay out on closing. Close to 401, and all ameniti…

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Property details

MLS#: E13122926
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partially Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 2 pc · Ground; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Property features: Park, Place Of Worship, Public Transit, Ravine

View: Park/Greenbelt

Condo corp #: 78
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Deck, Patio
Fronting on: —
Cross street: Springwood/Thickson
Stories: 1
Utilities: —
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Interior: Carpet Free, Garburator
Parking features: Private

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $649,000 to $624,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal Heritage Realty Ltd.

Source: TRREB/PROPTX · MLS® E13122926

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$624K

Unit 14 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $624,000✓ $3,637 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,348/mo

incl. closing costs (yr 1)

Annual total

$64,171

year 1

Mortgage only

$2,367/mo

principal + interest

Beyond mortgage

$1,776/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$124,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$303/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,240/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,955

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $28,407/yr

Property taxes20% $12,592/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,240/yr

Condo fees10% $6,272/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,407	$2,367/mo
Government & taxes
Property tax	$3,637	$303/mo
Land transfer tax(closing)	$8,955	$746/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,240	$520/mo
Condo fees
Condo / HOA fees	$6,272	$523/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,171	$5,348/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 14

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs