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$549,000
3429 Sheppard Avenue · Toronto · Ontario M1T 0C2
166 days on market
Modern Living Meets Everyday Convenience Welcome to this bright and spacious 1+Den condo featuring 2 full washrooms, soaring 9-ft ceilings, and a functional open-concept layout perfect for comfortable living and entertaining. Includes parking & locker for added value and convenience. Located close to transit, shopping, dining, and all essential amenities - an ideal opportunity…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: THE CANADIAN HOME REALTY INC.
Source: TRREB/PROPTX · MLS® E13108594
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,993 | $2,083/mo |
| Government & taxes | ||
| Land transfer tax(closing) | $7,455 | $621/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,490 | $458/mo |
| Condo fees | ||
| Condo / HOA fees | $4,952 | $413/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $53,550 | $4,462/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.