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$229K · 1 bed Co-op Apartment · Unit 633, 1900 Simcoe Street, Oshawa, Ontario L1G 4Y3 | HomeSearchCanada

$229,000

Unit 633

11TenantOccupied

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$229,000

Unit 633

1900 Simcoe Street · Oshawa · Ontario L1G 4Y3

MLS® E13100096 · Samac · L1G 4Y3

11TenantOccupied0-499 ft²Co-op ApartmentNoneNo basement$459/ft²$2,362 tax/yrNo basement

About this home

Are you looking for an investment or residence for students? There is nothing better than this apt. This unique bachelor is in a prime North Oshawa location just minutes from Ontario Tech and Durham College. This cozy, fully furnished bachelor unit offers unbeatable convenience for students and professionals alike. Perfectly situated just steps from Durham College, Ontario Tech University, Costco, and various stores, its an ideal property for modern living. The unit comes move-in ready with esse…

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Property details

MLS#: E13100096
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 3 + 1
Kitchens: 1
Size: 0-499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Co-op Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 306
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Simcoe and Colin rd
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Interior: Built-In Oven, Intercom
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: WORLD CLASS REALTY POINT

Source: TRREB/PROPTX · MLS® E13100096

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$229K

Unit 633 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $229,000✓ $2,362 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,313/mo

incl. closing costs (yr 1)

Annual total

$27,752

year 1

Mortgage only

$869/mo

principal + interest

Beyond mortgage

$818/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$45,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$197/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,015

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $10,425/yr

Property taxes16% $4,377/yr

Utilities14% $3,960/yr

Insurance & security6% $1,600/yr

Maintenance8% $2,290/yr

Closing costs18% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$10,425	$869/mo
Government & taxes
Property tax	$2,362	$197/mo
Land transfer tax(closing)	$2,015	$168/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,290	$191/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$27,752	$2,313/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 633

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs