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$469,000
195 Bonis Avenue · Toronto · Ontario M1T 3W6
171 days on market
Amazing Spacious Bright Luxury Joy Condo, The owner just renovated the whole unit which looks very amazing. This unit features breathtaking views, an open-concept layout with 9-foot ceilings, and a den that can be used as a second bedroom or office. Just steps to No Frills, Walmart, Shoppers, and public transit, with easy access to highways 401. Plus, enjoy top-tier amenities like a 24-hour concierge, indoor pool, BBQ and gym.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $10KPrice reduction
MLS shows the seller reduced the asking price by $10,000 (from $479,000 to $469,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: REAL ONE REALTY INC.
Source: TRREB/PROPTX · MLS® E13082894
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $21,351 | $1,779/mo |
| Government & taxes | ||
| Property tax | $2,187 | $182/mo |
| Land transfer tax(closing) | $5,855 | $488/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,690 | $391/mo |
| Condo fees | ||
| Condo / HOA fees | $6,253 | $521/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $50,996 | $4,250/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.