$770K · 2+1 bed Condo Townhouse · Bay Ridges, Pickering

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Unit 32

1100 Begley Street · Pickering · Ontario L1W 4B3

MLS® E13019442 · Bay Ridges · L1W 4B3

2+12OwnerOccupied1600-1799 ft²Condo Townhouse1-car AttachedSeparate Entrance, Finished with Walk-Out$453/ft²$4,651 tax/yrSeparate Entrance, Finished with Walk-Out

About this home

Beautifully maintained townhouse in the sought-after Canoe Landing community, just steps to Frenchman's Bay and lakefront trails. Featuring laminate flooring throughout, including a fully finished basement. Upgraded kitchen with quartz countertops and stainless steel fridge and stove. Spacious living area with walkout to private backyard patio-perfect for entertaining. Primary bedroom with oversized walk-in closet plus additional storage. Finished basement offers extra bedroom/office space and a…

Property details

MLS#

E13019442

Status

Buy Now

Property class

Residential Condo & Other

Beds

2+1

Baths

2 full, 0 half

Rooms

Kitchens

Size

1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Separate Entrance, Finished with Walk-Out

Style

3-Storey

Type

Condo Townhouse

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 176
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: BAYLY ST/LIVERPOOL RD
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $769,900✓ $4,651 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,391/mo

incl. closing costs (yr 1)

Annual total

$76,691

year 1

Mortgage only

$2,921/mo

principal + interest

Beyond mortgage

$2,022/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$153,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$388/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $35,049/yr

Property taxes22% $16,524/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,699/yr

Condo fees9% $6,758/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,049	$2,921/mo
Government & taxes
Property tax	$4,651	$388/mo
Land transfer tax(closing)	$11,873	$989/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,699	$642/mo
Condo fees
Condo / HOA fees	$6,758	$563/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,691	$6,391/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 32

About this home

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Property details

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Annual costs