$416K · 3 bed Condo Apartment · West Hill, Toronto

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About this home

" Must Sell " 4062 Lawrence Avenue East has a Very Good Walk Score of 73. *This location is in the West Hill neighborhood in Toronto. Nearby parks include St. Mararette's Parkette, Morningside Park and Curran Hall Ravine. St.Margaret's Public School, Galloway Road Public School ,West Hill Collegiate Institute. & Maplewood High School, *parks, places of worship, shopping, restaurants, banks, medical clinics, TTC, Guilwood GO Transit, & major highways are just Walking Distance *Unit 205 is a S…

Property details

MLS#

E12982108

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

2-Storey

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 365
Balcony: Open
Locker: Owned
Fees include: Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included, Heat Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Lawrence Ave E & Morningside
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Separate Heating Controls, Storage Area Lockers
Parking features: None

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $415,800✓ $875 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,541/mo

incl. closing costs (yr 1)

Annual total

$54,494

year 1

Mortgage only

$1,577/mo

principal + interest

Beyond mortgage

$2,106/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,160

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$73/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,158/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$115/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,791

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $18,929/yr

Property taxes10% $5,666/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,158/yr

Condo fees30% $16,581/yr

Closing costs9% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,929	$1,577/mo
Government & taxes
Property tax	$875	$73/mo
Land transfer tax(closing)	$4,791	$399/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,158	$347/mo
Condo fees
Condo / HOA fees	$16,581	$1,382/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,494	$4,541/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 205

About this home

MyStreetValue™ Analysis

Property details

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Price movement & seller pressure

Sales History

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Annual costs