$649K · 3 bed Condo Apartment · Unit 405, 120 Dundalk Drive, Toronto, Ontario M1P 4V9

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About this home

Welcome to unit 405, offering the perfect blend of style, space, and convenience in one of Scarborough's most connected communities. This fully renovated 3-bedroom, 2-bathroom condo offers 1,145 sq ft of stylish and functional living space in the heart of Dorset Park. This bright and spacious southeast-facing unit has been freshly painted (white) throughout, creating a clean, modern feel that perfectly complements its contemporary upgrades. The layout features an open-concept living and dining a…

Property details

MLS#

E12285898

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Public Transit

Condo corp #: 405
Balcony: Open
Locker: None
Association amenities: Exercise Room, Game Room, Gym, Indoor Pool, Sauna
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Hwy 401 / Kennedy Rd
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,000✓ $1,295 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,964/mo

incl. closing costs (yr 1)

Annual total

$71,567

year 1

Mortgage only

$2,462/mo

principal + interest

Beyond mortgage

$2,256/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$108/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$98/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $29,545/yr

Property taxes15% $10,750/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,490/yr

Condo fees20% $14,123/yr

Closing costs7% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,545	$2,462/mo
Government & taxes
Property tax	$1,295	$108/mo
Land transfer tax(closing)	$9,455	$788/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,490	$541/mo
Condo fees
Condo / HOA fees	$14,123	$1,177/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,567	$5,964/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

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