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$515,000
DOM1day150 Sudbury Street · Toronto · Ontario M6J 3S8
1 day on market
~ Queen West's Best-Kept Secret: Spacious Loft Living at Westside Gallery ~ Live luxuriously in this exceptional loft style residence located in the heart of trendy Queen St. The split plan layout features brand-new engineered hardwood flooring throughout, creating a seamless and sophisticated flow. The spacious primary bedroom offers a generous retreat, while the second bedroom comfortably accommodates a double bed (or a queen with tighter spacing). Thoughtfully designed with a Jack & Jill bath…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: EXP REALTY
Source: TRREB/PROPTX · MLS® C14107486
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,445 | $1,954/mo |
| Government & taxes | ||
| Property tax | $2,632 | $219/mo |
| Land transfer tax(closing) | $6,775 | $565/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,150 | $429/mo |
| Condo fees | ||
| Condo / HOA fees | $6,500 | $542/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,162 | $4,597/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.