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$999,900
DOM1dayAqualina at Bayside · 15 Merchants Wharf Way · Toronto · Ontario M5A 0N8
1 day on market
Offered at under $1,000 per sq/ft for a waterfront corner suite, and the 660 sq ft wraparound terrace comes along for FREE. That terrace alone is larger than 60% of the condos available across Toronto's Waterfront Communities. Southwest exposure, all day sun, and views over Lake Ontario and the CN Tower. The wraparound design creates distinct areas for dining, lounging, and entertaining, making the terrace a true second living room. Fewer than 5 units here have a gas line run to the terrace. Thi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX WEALTH BUILDERS REAL ESTATE
Source: TRREB/PROPTX · MLS® C14107380
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $45,520 | $3,793/mo |
| Government & taxes | ||
| Property tax | $6,221 | $518/mo |
| Land transfer tax(closing) | $16,473 | $1,373/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $9,999 | $833/mo |
| Condo fees | ||
| Condo / HOA fees | $10,555 | $880/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $99,428 | $8,286/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.