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$649,000
DOM1day222 The Esplanade N/A · Toronto · Ontario M5A 4M8
1 day on market
Bright and spacious two-level, two-bedroom loft in an unbeatable downtown location. The sought-after Giselle model offers approximately 788 sq. ft. of well-designed interior space plus a generous 118 sq. ft. sundeck, perfect for relaxing or entertaining. The open-concept layout features excellent natural light and a functional flow across both levels. Ideally situated just steps from St. Lawrence Market, the Distillery District, parks, recreation, George Brown College and everyday amenities, wit…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SOTHEBY'S INTERNATIONAL REALTY CANADA
Source: TRREB/PROPTX · MLS® C14106458
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,545 | $2,462/mo |
| Government & taxes | ||
| Property tax | $2,473 | $206/mo |
| Land transfer tax(closing) | $9,455 | $788/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,490 | $541/mo |
| Condo fees | ||
| Condo / HOA fees | $11,723 | $977/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $70,346 | $5,862/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.